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Credit Repair

How to Rebuild credit?

A good credit score not only ensures you better credit facilities but also lower interest resulting in lower EMIs and free savings. After all, money saved is money earned, right? Here are five basic and easy steps to help you rebuild your credit.

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Credit Scores - 101

What do you mean by credit and how are credit scores calculated?

Whenever you want to borrow money, open a utility account or rent an apartment, you're asking the other person to trust in your ability to pay your bills within the specified time period. But lenders and landlords aren’t going to call up each one of your credit card issuers since the sophomore year and ask whether you're good with returning money on time. What they do is that they pull up your credit score.

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